Idea has the value when it is implemented in a correct way! There are millions of people thinks about unique ideas but there are very few actually put their thoughts in to action. This is because majority of the people wonder how to start and from where to start.
You do not need money to start a startup but majority of us thinks money as a starting point. No doubt, if you are well funded, you can be in a better position but that’s not guaranteed.
There is an essay written by Paul Graham with detailed explanation of “How to start a startup”.
Here is a quick reinterpretation infographics that should give you a fair idea for you to float your idea and start your startup!